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Transferring Ownership of Property and Equity

Whether you’re buying or selling a property, transferring ownership, equity or drafting a Declaration of Trust may be something you are considering.

At Black Norman, we specialise in the transfer of property ownership and equity. We can work with you to ensure all legal processes are followed and legally binding. Giving you peace of mind and the freedom to focus on the more personal aspects of transferring ownership, equity or applying for a Declaration of Trust. 

Transferring Property Ownership

When you buy a property, the ownership of the property is transferred to you. This is also the case when you sell the property, as the ownership of your property is then transferred to the new owner. There may be several other reasons you need to transfer property ownership, for example, during a divorce, you may be transferring joint joint ownership to or from your partner.

When it comes to transferring ownership of property, it’s important to speak to someone who can help streamline the process. At Black Norman, we have some of the best Liverpool-based property ownership solicitors. 

Learn more about our conveyancing team or get in touch with us so we can help you with your property ownership transfer.

Transfer of Equity

Equity is the portion of the property that you own in joint property ownership, either through mortgage payments or the deposit you put down when you get a mortgage. When it comes to mortgages, the equity is usually split equally between each of you, unless you set up a different agreement. 

When you need to transfer equity on a property, ensure that the transfer of equity is done legally. Get in touch with our transfer of equity solicitors at Black Norman to begin the transfer of equity process.

Declaration of Trust Solicitors

A Declaration of Trust on property can be set up when one person contributes more financially to the deposit, or if a different party, such as a friend or relative, lends money to help you with the property purchase

A Declaration of Trust is a legally binding document for the financial arrangements of each interested party. At Black Norman, our Declaration of Trust solicitors can help you put the trust in place, so contact our team today.

Speak to Black Norman about transferring ownership, equity and Declaration of Trust

If you’re looking for some of the most experienced conveyancing solicitors in Crosby, Liverpool, then speak to Black Norman. We can assist you in understanding ownership, equity and setting up a Declaration of Trust for the property, as well as assisting with the process from start to finish.

You can call one of our team of specialist solicitors on 03300 167 847, or contact us by filling out the contact form below. 

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Instead of getting a full mortgage, you may be considering shared ownership. Shared ownership means that you share the property with a landlord so your payments will be split between your mortgage and your rent to them. The share you buy is usually between 25% and 75%. You can learn more about shared ownership through the website, but it is important to speak to a conveyancing solicitor who has a full understanding of the process, so call one of ours on 03300 167 847.

When the transfer happens between two parties, there may be a stamp duty charge if the chargeable amount exceeds the stamp duty upper limit. Our solicitors at Black Norman will be able to guide you on whether this will be the case and how much you will be expected to pay.

We would recommend a Declaration of Trust being set up in advance of the property’s completion. It’s possible to put one in place after the purchase has been finalised, but it may be slightly more complicated.

When a Declaration of Trust is signed, it’s an important part of the process to have registered witnesses present. This is usually anyone who will benefit from the trust or if they are an interested party. A good example is your solicitor or a stakeholder in the property.